{"version":"https://jsonfeed.org/version/1","title":"mdlmortgage","home_page_url":"https://mdlmortgage.ca","description":"mdlmortgage","author":{"name":"mdlmortgage"},"items":[{"id":"https://mdlmortgage.ca/resource-centre/f/what-is-mortgage-default-insurance","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/58ad41e6-75b7-4229-947c-f5056672ceeb/default%20ins%20thumb.png\"/><p>If you’re buying a home in Alberta with less than a 20% down payment, you’ve likely heard about mortgage default insurance. While many home buyers see it as an added cost, this type of insurance plays an important role i...</p>","url":"https://mdlmortgage.ca/resource-centre/f/what-is-mortgage-default-insurance","title":"What is mortgage default insurance?","summary":"If you’re buying a home in Alberta with less than a 20% down payment, you’ve likely heard about mortgage default insurance. While many home buyers see it as an added cost, this type of insurance plays an important role i...","date_modified":"2026-08-08T17:13:00Z"},{"id":"https://mdlmortgage.ca/resource-centre/f/what-is-the-mortgage-stress-test","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/58ad41e6-75b7-4229-947c-f5056672ceeb/thumbnail%20for%20vlog.png\"/><p>Understanding the Mortgage Stress Test in Alberta: What Every Homebuyer Needs to Know</p>","url":"https://mdlmortgage.ca/resource-centre/f/what-is-the-mortgage-stress-test","title":"What is the mortgage stress test?","summary":"Understanding the Mortgage Stress Test in Alberta: What Every Homebuyer Needs to Know","date_modified":"2026-08-02T16:38:00Z"},{"id":"https://mdlmortgage.ca/resource-centre/f/what-credit-score-do-you-need-for-a-mortgage-in-alberta","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/58ad41e6-75b7-4229-947c-f5056672ceeb/credit%20thumb%201.jpg\"/><p>Your credit score plays an important role in the mortgage approval process, and many people worry that a few mistakes in their financial past could prevent them from buying a home. The reality is more encouraging than mo...</p>","url":"https://mdlmortgage.ca/resource-centre/f/what-credit-score-do-you-need-for-a-mortgage-in-alberta","title":"What Credit Score Do You Need for a Mortgage in Alberta?","summary":"Your credit score plays an important role in the mortgage approval process, and many people worry that a few mistakes in their financial past could prevent them from buying a home. The reality is more encouraging than mo...","date_modified":"2026-07-15T16:39:32Z"},{"id":"https://mdlmortgage.ca/resource-centre/f/test","html_content":"<img src=\"https://img1.wsimg.com/isteam/ip/58ad41e6-75b7-4229-947c-f5056672ceeb/income%20thumb%201.jpg\"/><p>The answer depends on more than your salary. Mortgage lenders look at several factors when deciding how much you can borrow, including your debt payments, credit history, down payment, and the property’s ongoing expenses...</p>","url":"https://mdlmortgage.ca/resource-centre/f/test","title":"How Much Income Do You Need to Buy a House in Alberta?","summary":"The answer depends on more than your salary. Mortgage lenders look at several factors when deciding how much you can borrow, including your debt payments, credit history, down payment, and the property’s ongoing expenses...","date_modified":"2026-07-14T17:36:20Z"}]}